RETRIEVAL-MASTERS CREDITORS BUREAU: KNOW YOUR FDCPA RIGHTS
Wiki Article
If you’ve been contacted by agencies such as R.A. Rogers, Rausch, Sturm, Israel, Enerson & Hornik, Retrieval-Masters Creditors Bureau, Revenue Enterprises, RGS Financial, Roquemore & Roquemore, Scott & Associates, Selip & Stylianou, CFAM Financial Services, LLC, or Montgomery, Lynch & Associate, it’s important to know that you are not alone. These companies specialize in recovering overdue accounts, but they must follow the rules outlined in the Fair Debt Collection Practices Act (FDCPA).
Common Collection Practices
Debt collectors may attempt to reach you through frequent phone calls, mailed notices, or even lawsuits. For instance, R.A. Rogers and Revenue Enterprises often contact consumers about unpaid accounts. Law firms like Rausch, Sturm, Israel, Enerson & Hornik and Selip & Stylianou may pursue legal action in court to collect debts. Agencies such as Retrieval-Masters Creditors Bureau, RGS Financial, and CFAM Financial Services, LLC may also send settlement offers or payment demands.
Your Legal Rights
The FDCPA prohibits these agencies from engaging in harassment or deception. This means companies like Roquemore & Roquemore or Montgomery, Lynch & Associate cannot use threats or abusive language. Firms such as Scott & Associates must provide accurate debt information and respond to requests for written validation. Collectors are also barred from calling you before 8 a.m., after 9 p.m., or contacting third parties about your debt.
How to Protect Yourself
Document all communication – Keep detailed notes of every call, letter, and voicemail.
Request written validation – Always confirm the debt in writing before making payments.
Send a cease-and-desist letter – If harassment continues, you can stop unwanted calls.
Seek legal help – If violations occur, you may be entitled to compensation.
Take Control
Whether the contact is from R.A. Rogers, Selip & Stylianou, Scott & Associates, or Montgomery, Lynch & Associate, you are protected under federal law. By knowing your rights, you can respond with confidence, stop harassment, and ensure you are treated fairly throughout the debt collection process.